https://kimia.finance/blog Expert articles on Islamic finance, Halal investing, Zakat guidance, and Shariah-compliant personal finance management. en Sun, 08 Mar 2026 00:00:00 +0000 https://kimia.finance/blog/zakat-on-salary-monthly-calculation-guide Should you pay Zakat on your monthly income or only on savings? The scholarly debate explained — plus a step-by-step calculation with real numbers. Sun, 08 Mar 2026 00:00:00 +0000 Zakat Guide https://kimia.finance/blog/zakat-on-salary-monthly-calculation-guide https://kimia.finance/blog/why-every-muslim-needs-halal-finance-app Generic finance apps ignore Zakat, Qard al-Hasana, and Hijri calendars. Here is what a finance tool built for Muslim life actually looks like. Fri, 06 Mar 2026 00:00:00 +0000 Personal Finance https://kimia.finance/blog/why-every-muslim-needs-halal-finance-app https://kimia.finance/blog/how-to-calculate-zakat-on-gold-and-jewelry Gold held for investment, jewelry worn daily, inherited pieces — the rules differ. Here is exactly how to calculate Zakat on each type and why it matters. Thu, 05 Mar 2026 00:00:00 +0000 Zakat Guide https://kimia.finance/blog/how-to-calculate-zakat-on-gold-and-jewelry https://kimia.finance/blog/getting-started-with-kimia-complete-guide Six quick steps to go from download to a fully working Halal budget — no financial expertise required. Wed, 04 Mar 2026 00:00:00 +0000 App Tutorial https://kimia.finance/blog/getting-started-with-kimia-complete-guide https://kimia.finance/blog/how-kimia-makes-zakat-calculation-effortless Between fluctuating gold prices, forgotten accounts, and conflicting opinions, Zakat calculation is harder than it should be. Here is a better approach. Mon, 02 Mar 2026 00:00:00 +0000 Zakat Guide https://kimia.finance/blog/how-kimia-makes-zakat-calculation-effortless https://kimia.finance/blog/ramadan-finance-guide-budgeting-holy-month Ramadan brings extra charity, family gatherings, and generous spending. Here is how to honor the spirit of the month while protecting your financial health. Sun, 01 Mar 2026 00:00:00 +0000 Budgeting https://kimia.finance/blog/ramadan-finance-guide-budgeting-holy-month https://kimia.finance/blog/track-qard-al-hasana-loans-with-kimia You lent money to a friend and now things are awkward. Here is how to keep interest-free lending generous, organized, and relationship-safe. Sat, 28 Feb 2026 00:00:00 +0000 Qard al-Hasana https://kimia.finance/blog/track-qard-al-hasana-loans-with-kimia https://kimia.finance/blog/riba-free-savings-where-to-keep-money-without-interest Conventional savings accounts pay interest — which is Riba. Here are the legitimate Halal alternatives for keeping your savings safe and growing. Fri, 20 Feb 2026 00:00:00 +0000 Banking https://kimia.finance/blog/riba-free-savings-where-to-keep-money-without-interest https://kimia.finance/blog/muslim-family-budget-manage-household-finances-islamically From allocating for Sadaqah to planning for a growing family, here is a framework for household finances that reflects Islamic values, not just spreadsheet logic. Sun, 15 Feb 2026 00:00:00 +0000 Family Finance https://kimia.finance/blog/muslim-family-budget-manage-household-finances-islamically https://kimia.finance/blog/halal-passive-income-ideas-2026 Passive income is not just a financial goal — it is a tool for freedom. Seven fully Shariah-compliant income streams, each with risk level, minimum capital, and Zakat guidance. Tue, 10 Feb 2026 00:00:00 +0000 Wealth Management https://kimia.finance/blog/halal-passive-income-ideas-2026 https://kimia.finance/blog/islamic-estate-planning-wealth-next-generation Most Muslims have no will. Yet Islam has the most detailed inheritance law of any religion. Here is how to align your estate plan with Shariah and protect your family. Thu, 05 Feb 2026 00:00:00 +0000 Family Finance https://kimia.finance/blog/islamic-estate-planning-wealth-next-generation https://kimia.finance/blog/hajj-savings-plan-budget-for-pilgrimage Hajj is obligatory when you are financially able. Here is how to plan, save, and prepare your finances for the journey — without compromising your family's stability. Wed, 28 Jan 2026 00:00:00 +0000 Budgeting https://kimia.finance/blog/hajj-savings-plan-budget-for-pilgrimage https://kimia.finance/blog/5-strategies-shariah-compliant-wealth-building-2024 Building wealth while adhering to Shariah principles is not just about avoiding interest (Riba); it's about making conscious financial decisions. Thu, 25 Jan 2024 00:00:00 +0000 Wealth Management https://kimia.finance/blog/5-strategies-shariah-compliant-wealth-building-2024 https://kimia.finance/blog/how-to-calculate-zakat-on-crypto-assets Navigating the complexities of Zakat on modern digital assets like cryptocurrencies. Wed, 10 Jan 2024 00:00:00 +0000 Zakat Guide https://kimia.finance/blog/how-to-calculate-zakat-on-crypto-assets https://kimia.finance/blog/is-mortgage-haram-islamic-financing-alternatives A deep dive into why conventional mortgages are problematic and what Halal alternatives exist. Thu, 28 Dec 2023 00:00:00 +0000 Real Estate https://kimia.finance/blog/is-mortgage-haram-islamic-financing-alternatives https://kimia.finance/blog/top-5-islamic-banks-europe-expats Finding reliable Shariah-compliant banking options when living in Europe. Fri, 15 Dec 2023 00:00:00 +0000 Banking https://kimia.finance/blog/top-5-islamic-banks-europe-expats https://kimia.finance/blog/understanding-sukuk-vs-bonds What makes Sukuk different from traditional interest-bearing bonds? Mon, 20 Nov 2023 00:00:00 +0000 Wealth Management https://kimia.finance/blog/understanding-sukuk-vs-bonds https://kimia.finance/blog/halal-etfs-beginners-guide Start your investment journey with Shariah-compliant Exchange Traded Funds. Sun, 05 Nov 2023 00:00:00 +0000 Wealth Management https://kimia.finance/blog/halal-etfs-beginners-guide